Terms of Use

This terms of use agreement (“agreement” or “terms of use”) are made by and between this website, (“this site and affiliates”) and you (“you,” “your” or “user”). This agreement contains the terms and conditions that govern your use of this website.

By accessing or attempting to interact with any part of this website, or other this site and affiliates software, services, websites or any of this site and affiliates licensees’ services (collectively “services”), you agree that you have read, understand and agree to be bound by this agreement. If you do not agree to be bound by this agreement, do not access or use any part of this website.

This site and affiliates reserve the right, from time to time, with or without notice to you, to make changes to this agreement in this site and affiliates’ sole discretion. Continued use of any part of this website constitutes your acceptance of such changes. The most current version of this agreement, which supersedes all previous versions, can be reviewed by clicking on the terms of use hyperlink located at the bottom of every page on this website.

No implication is made that the materials published on this site and affiliates’ website(s) are appropriate for use outside of the united states. If you access this website from outside of the united states, you do so on your own initiative and you are responsible for compliance with local laws.

Access to this site

To access this site or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of this site that all the information you provide on this site will be correct, current, and complete. If this site and affiliates believes the information you provide is not correct, current, or complete, this site and affiliates have the right to refuse you access to this site or any of its resources and to terminate or suspend your access at any time.

Restrictions on use

You may use this site for purposes expressly permitted by this site. As a condition of your use of this site and affiliates’ website(s), you warrant to this site and affiliates that you will not use the website(s) for any purpose that is unlawful or prohibited by these terms, conditions and notices. For example, you may not (and may not authorize any party to) (I) co-brand this site, or (ii) frame this site, or (iii) download any content from this site (other than as provided by these terms) without the express prior written permission of an authorized representative of this site and affiliates. For purposes of these terms of use, co-branding means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this site or content accessible within this site. You agree to cooperate with this site and affiliates to prevent or remedy any unauthorized use. In addition, you may not use this site and affiliates’ website(s) in any manner which could disable, overburden, damage, or impair the website(s) or interfere with any other party’s use and enjoyment of the website(s). You may not obtain or attempt to obtain any materials, content, or information through any means not intentionally made available or provided for through the website(s).

Personal and non-commercial use limitation

This site and affiliates’ website(s) are for your personal and non-commercial use unless otherwise specified. You may not use this site for any other purpose, including any commercial purpose, without this site and affiliates’ express prior written consent. You may not modify, copy, distribute, display, send, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, content, software, products or services obtained from or otherwise connected to this site and affiliates’ website(s), unless expressly permitted by these terms.

Proprietary information

The material and content accessible from this site, and any other website owned, operated, licensed, or otherwise controlled by this site and affiliates (the “content”) is the proprietary information of this site and affiliates or the party that provided or licensed the content to this site and affiliates whereby such providing party retains all right, title, and interest in the content. Accordingly, the content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of this site and affiliates, except that you may print out a copy of the content solely for your personal use, and you may re-post a single image and up to one hundred (100) words of text from an article if such posting provides a right of attribution to this website, and promotes the article on other websites, including social media sites. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the content. Modification or use of the content except as expressly provided in these terms of use violates this site and affiliates’ intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site.

Links to third-party websites

This site may link to other sites which are not maintained by, or related to, this site and affiliates. Links to such sites are provided as a service to users and are not sponsored by or affiliated with this site or this site and affiliates. This site and affiliates has not reviewed any or all of such sites and is not responsible for the content of those sites. Links are to be accessed at the user’s own risk, and this site and affiliates make no representations or warranties about the content, completeness or accuracy of the sites linked to or from this site. This site and affiliates provide links as a convenience, and the inclusion of any link to a third-party site does not imply endorsement by this site and affiliates of that site or any association with its operators.

Use of communication services

This site and affiliates’s websites may contain comment boxes, forums, bulletin board services, chat areas, message boards, news groups, communities, personal web pages, calendars, and/or other message or communication facilities designed to allow you to communicate with the internet community or with a group (collectively, “communications services”). You agree to use the communication services only to post, send and receive messages and content that are proper and related to the particular communication service. Users agree to adhere to this terms of use agreement when using this site and affiliates’s communication services.

When using the communication services, you agree that you will not post, send, submit, publish, or transmit in connection with this site any material that:

  • You do not have the right to post, including proprietary material of any third party, such as files containing software or other material protected by intellectual property laws (or by rights of privacy or publicity);
  • Advocates illegal activity or discusses an intent to commit an illegal act;
  • Is vulgar, obscene, pornographic, or indecent;
  • Does not pertain directly to this site;
  • Threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive;
  • Seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
  • Harvests or otherwise collect information about others, including e-mail addresses, without their consent;
    Violates any law or may be considered to violate any law;
  • Impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
  • Falsifies or deletes any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is permissibly uploaded;
  • Advertises any commercial endeavor (e.G., offering for sale products or services) or otherwise engages in any commercial activity (e.G., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this site;
  • Solicits funds, advertisers or sponsors;
  • Includes programs that contain viruses, worms and/or trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications;
  • Disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via this site;
  • Includes mp3 format files;
  • Amounts to a pyramid or other like scheme, including contests, chain letters, and surveys;
  • Disobeys any policy or regulations including any code of conduct or other guidelines, established from time to time regarding use of this site or any networks connected to this site; or
  • Contains hyper-links to other sites that contain content that falls within the descriptions set forth above.

This site and affiliates reserve the right to monitor use of this site to determine compliance with these terms of use, as well as the right to remove or refuse any information for any reason. This site and affiliates reserve the right to terminate your access to any or all of the communication services at any time without notice for any reason whatsoever. This site and affiliates also reserve the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in its sole discretion. Materials uploaded to a communication service may be subject to posted limits on use, reproduction and/or dissemination and you are responsible for abiding by such limitations with respect to your submissions, including any downloaded materials.

Notwithstanding these rights, you remain solely responsible for the content of your submissions. You acknowledge and agree that neither this site and affiliates nor any third party that provides content to this site and affiliates will assume or have any liability for any action or inaction by this site and affiliates or such third party with respect to any submission. This site and affiliates caution you against giving out any personally identifying information about yourself in any communication service. This site and affiliates do not control or endorse the content, messages or information found in any communication service and, consequently, this site and affiliates specifically disclaims any liability with respect to the communication services and any actions resulting from your participation in any communication service. Managers and hosts have not authorized this site and affiliates spokespersons, and their views do not necessarily reflect those of this site and affiliates.


Unless you and this site and affiliates enter into a separate written contract for use of your content that states otherwise, you hereby grant to this site and affiliates the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to this site and affiliates through this site (together, the “submission”), and to incorporate any submission in other works in any form, media, or technology now known or later developed. This site and affiliates will not be required to treat any submission as confidential, and may use any submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future this site and affiliates operations.


You understand that this site and affiliates cannot and does not guarantee or warrant that files available for downloading from the internet will be free of viruses, worms, trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this site for any reconstruction of any lost data. This site and affiliates do not assume any responsibility or risk for your use of the internet.

The content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by this site and affiliates.

Your use of this site is at your own risk. The content is provided as is and without warranties of any kind, either expressed or implied. This site and affiliates disclaim all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement. This site and affiliates do not warrant that the functions or content contained in this site will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. This site and affiliates do not warrant or make any representation regarding use, or the result of use, of the content in terms of accuracy, reliability, or otherwise. The content may include technical inaccuracies or typographical errors, and this site and affiliates may make changes or improvements at any time. You, and not this site and affiliates, assume the entire cost of all necessary servicing, repair or correction in the event of any loss or damage arising from the use of this site or its content. This site and affiliates make no warranties that your use of the content will not infringe the rights of others and assumes no liability or responsibility for errors or omissions in such content.

All of the information in this site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this site, and this site and affiliates does not undertake any obligation to update such information after it is posted or to remove such information from this site if it is not, or is no longer accurate or complete.

Limitation on liability

This site and affiliates, its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including loss of revenue or income, pain and suffering, emotional distress, or similar damages, even if this site and affiliates has been advised of the possibility of such damages.

Termination or restriction of access

This site and affiliates reserve the right, in its sole discretion, to terminate your access to any or all of this site and affiliates’ websites and the related services or any portion thereof at any time, without notice.


You will indemnify and hold this site and affiliates, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (the “indemnified parties”) harmless from any breach of these terms of use by you, including any use of content other than as expressly authorized in these terms of use. You agree that the indemnified parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorneys’ fees of the indemnified parties in connection therewith. You will also indemnify and hold the indemnified parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this site.

Trademarks and copyrights

The trademarks, trade names, service marks, and logos (“trademarks”) appearing on this website, including without limitation this website® and/or its distinctive logo. All other content on this website (“copyrights”), including all page headers, custom graphics, button icons, and scripts are copyrighted works of this site and affiliates, and may not be copied, imitated or used, in whole or in part, without the prior written permission of this site and affiliates. The rights of any third party trademarks or copyrighted works on this website are retained by their respective owners. Nothing in this agreement shall confer any right of ownership of any of the trademarks or copyrights to you. Further, nothing in this agreement shall be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark or copyright without the express written permission of this site and affiliates. The misuse of the trademark or copyrighted works displayed in this site, or any other content on the site, is strictly prohibited and may expose you to liability.

All contents of this site and affiliates’ websites are copyright © this website. All rights reserved.

Copyright infringement

Notice and takedown procedure

This site and affiliates expeditiously respond to valid notices of copyright infringement that adhere to the requirements set forth in the digital millennium copyright act (DMCA). If you believe that your work has been copied in a way that constitutes copyright infringement, you may provide this site and affiliates’ designated agent (listed below) with a notice that contains all six points enumerated below (preferably via email).

Upon receipt of a valid notice, this site and affiliates will remove or disable access to the allegedly infringing content as well as make a good-faith attempt to contact the owner or administrator of the affected content so they may counter-notice pursuant to sections 512(g)(2) and (3) of the DMCA.

  • An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
  • A description of the copyrighted work that you claim has been infringed upon;
  • A description of where the material that you claim is infringing is located on the site, including the URL, if applicable;
  • Your address, telephone number, and e-mail address;
  • A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and,
  • A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

Be aware that a notice must contain all six points for this site and affiliates to take action. All other notices will be ignored.

Designated agent:

This site and affiliates’ designated agent can be can be contacted

Counter-notification procedure

The provider of the allegedly infringing content may make a counter-notification pursuant to sections 512(g)(2) and (3) of the DMCA. To file a counter-notification with this site and affiliates please provide this site and affiliates’ designated agent (listed above) with the following information (preferably via email):

  • Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
  • Your name, address, and telephone number;
  • The following statement: “I consent to the jurisdiction of the federal district court for the [insert the federal judicial district in which your address is located]”;
  • The following statement: “I will accept service of process from [insert the name of the person who submitted the infringement notification] or his/her agent”;
  • The following statement: “I swear, under penalty of perjury, that I have a good faith belief that the affected material was removed or disabled as a result of a mistake or misidentification of the material to be removed or disabled”; and
  • Your signature, in physical or electronic form.

Upon receipt of a counter-notification containing all six points, this site and affiliates will promptly provide the person who provided the original takedown notification with a copy of the counter-notification and informs that person that this site and affiliates will replace the removed material or cease disabling access to it in 10 business days.

Finally, if this site and affiliates’ designated agent receives notification from the person who submitted the original takedown notification within 14 days of receipt of the counter-notification that an action has been filed seeking a court order to restrain the alleged infringer from engaging in infringing activity relating to the material on its system, then this site and affiliates will once again remove the file from its system.

Repeat infringers

In accordance with section 512(I)(1)(a) of the DMCA, this site and affiliates will, in appropriate circumstances, disable and/or terminate the accounts of users who are repeat infringers.

Accommodation of standard technical measures.

It is this site and affiliates’ policy to accommodate and not interfere with standard technical measures used by copyright owners to identify or protect copyrighted works that this site and affiliates determine are reasonable under the circumstances.


Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). This site and affiliates will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that this site and affiliates consider insecure, this site and affiliates will be entitled to require the password to be changed and/or terminate your account.

You are prohibited from using any services or facilities provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.G., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, this site and affiliates reserve the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. This site and affiliates reserve the right to investigate suspected violations of these terms of use.

This site and affiliates reserve the right to fully cooperate with any law enforcement authorities or court order requesting or direction this site and affiliates to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate these terms of use. By accepting this agreement you waive and hold harmless this site and affiliates from any claims resulting from any action taken by this site and affiliates during or as a result of its investigations and/or from any actions taken as a consequence of investigations by either this site and affiliates or law enforcement authorities.


These terms of use will be governed and interpreted pursuant to the applicable law, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in California in connection with any dispute between you and this site and affiliates arising out of these terms of use or pertaining to the subject matter hereof. The parties to these terms of use each agree that the exclusive venue for any dispute between the parties arising out of these terms of use will be in the state and federal courts.

If any part of these terms of use is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and this site and affiliates as a result of this agreement or use of this site and affiliates’ websites.

These terms of use constitute the entire agreement among the parties relating to this subject matter and supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written between the user and this site and affiliates with respect to this site and affiliates’ websites.

A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relate to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Notwithstanding the foregoing, any additional terms and conditions on this site will govern the items to which they pertain.

This site and affiliates may revise these terms of use at any time by updating this posting.